Whenever we talk about budgeting, we usually discuss separating out your expenses into different categories. However, this is usually a mental exercise. Physically separating that money into separate accounts, though, might make budgeting easier.
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Predicting the future is near impossible -- but that doesn‘t stop us all from having a red hot go. Human beings have been predicting the future since the beginning of history and the results range from the hilarious to the downright uncanny.
One thing all future predictions have in common: they‘re rooted in our current understanding of how the world works. It‘s difficult to escape that mindset. We have no idea how technology will evolve, so our ideas are connected to the technology of today.