Struggling to stick to a monthly budget (or even make one in the first place)? Consider creating a biweekly budget instead.
Tagged With budgeting
In 2017, for the first time in my life, I actually stuck to a resolution. What's more, I'd failed at the same resolution -- to make a budget and stick to it -- for many previous years. Now, if you think there's something shameful in a grown person not being able to handle her finances, you're right!
When we rounded up our staff's Weekly Upgrades last Saturday, our editors were untangling pesky headphone cords, basking in true crime TV, baking puff pastry, and finally closing out our excess browser tabs.
A few weeks I ago, I presented a technology session to the Australian Institute of Superannuation Trustees. In that, I decided to focus on five megatrends I though they should keep an eye on rather than being subject to the short-term bumps we see when a new device or service is released. After all, as exciting as the release of a smartphone might be, it's unlikely to change your IT strategy.
As Gartner moves towards their annual Symposium/Expo events, they have identified three key megatrends through analysis of the Hype Cycle. Let's see if they agree with me.
iOS: I have never been great at managing my money. But now that I'm about to become a dad, I've suddenly found it imperative to know where it's all going. Yes, there are plenty of well-regarded budgeting and expense tracking apps out there, such as You Need a Budget (YNAB) and PocketBook. My wife and I use the former for our household budget, and it's great at what it does -- allowing us to see our running spending by category, set up automatic bill payments, keep track of our incomes, and plan for savings.
In general, we want our kids to be better people than we are. We insist they eat their vegetables and then break out the chocolate after they go to bed. We teach them to floss as we run a tongue over our many fillings. We counsel "forgive and forget", even as we ruminate on the splotchy-faced woman who wouldn't let us into traffic as we were pulling out of an car dealership in 1997.
It's hard to stick to your budget when you travel, especially if you have kids who want souvenirs or gifts that can add up. Instead, consider loading a prepaid card before your trip and giving it to your kids, or using it to cap your own souvenir spending.