Tagged With broke

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Being broke sucks, and it's even worse when the world thinks you're broke because you spend too much on luxuries. When you're struggling to get by and you've cut your budget to its bare minimum, avocado toast is the last thing on your mind. You are, however, often tempted to just give up and spend frivolously. Here's a tip on how to keep your spirits up.

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The biggest reason you spend money is because you think you have it. If you were broke, you'd be hesitant to spend every penny. So, if you want to save money, get into the mindset of being broke.

Predicting the future is near impossible -- but that doesn‘t stop us all from having a red hot go. Human beings have been predicting the future since the beginning of history and the results range from the hilarious to the downright uncanny.

One thing all future predictions have in common: they‘re rooted in our current understanding of how the world works. It‘s difficult to escape that mindset. We have no idea how technology will evolve, so our ideas are connected to the technology of today.

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Your bills are too damn high, your income sucks and debt traps are everywhere. Mastering your finances isn't easy, but here's the thing: if you actually want to improve your financial situation, focusing on these injustices, even though they're real, won't help. Taking control, on the other hand, can help more than you probably realise.

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A friend of mine is a career counselor. During sessions, she inevitably asks clients: do you have a budget? A common response is: No, because I don't have a lot of money. The good news is: you don't have to be rich to come up with a budget.