I taught my dog French, because people yell “sit,” “stay” and “off” at the dog park so often your dog tunes you out when you say it. Choosing a language or word only your dog knows means they’re more likely to hear and respond to you over the din of the crowd. The same idea,…

I’ve always held the belief that cash really is king; after all, it’s important to have an easily accessible emergency fund to cover unexpected expenses. However, having excess cash beyond those six to nine months’ worth of expenses can mean missing out on major returns. I’ve recommended before that dividing your money into multiple accounts…