Saving $1000 Just Became Easier With This Financial Adviser’s Hack

Saving $1000 Just Became Easier With This Financial Adviser’s Hack

They say money makes the world go round. If we’re not busting our butts trying to earn more of it, we’re thinking about how to spend it well, or save it better. Now a whole lot more of us are very concerned with investing it wisely, too (which I don’t think is a bad thing, I must say).

The thing is, loads of us feel overwhelmed by money talk and in turn, convince ourselves we’re ill-equipped to make smart choices in this space. That really doesn’t have the be the case (ladies who think finance and investing is only for the dudes, I’m talking to you).

Victoria Devine spends a good chunk of her time focusing on precisely this. The founder and host of the She’s on the Money podcast is a multiple award-winning financial adviser who wants to help people, women in particular, feel more confident with their financial decisions.

If you’ve listened to her podcast or seen her floating around Instagram, you’ll know that Devine is filled with neat hacks that help people save money – so being the home of hacks, we at Lifehacker were immediately intrigued when we heard she’d written a book.

She’s on the Money: Take charge of your financial future is Devine’s first book. It’s been written to “help you hit your money goals without skimping on brunch,” and it’s set for release on June 16, 2021 (details here).

We’re lucky enough to have been treated to a sample of the go-to guide on practical saving, and here are some of the best tips we found.

How to be a better saver

In the chapter ‘Save, Sister, Save!’ Devine writes that “It only takes $27.40 a day to spend $10,000 in a year”. I don’t know about you, but that floored me just a little bit.

Here she shares practical tips that will help you become a savings master. Things like making your money “less accessible;” ensuring that you’re not blindly accepting fees and charges because they come your way and spending the time to renegotiate costs like your rental rate (she suggests spending no more than 30 to 40 per cent of your income on rent).

Perhaps one of the simplest hacks she offered, however, is her savings bingo card.

In this section of the chapter, Devine shares that “One of my favourite digital assets to share with my followers are the She’s on the Money savings grids.”

“Simply pick an amount from the grid each week, move it into your savings and check it off like on a bingo card.”

She suggests taking the money from your spending allowance or looking to options like selling items or picking up a side hustle.

Taking the bingo card approach means you’re only ever focusing on saving small digestible amounts of money each week, and it also offers a clear structure to follow. Plus – it kind of feels like a game.

The way it’s been crafted is that the bingo card is divided into 52 boxes, representing the weeks in a year.

In each box is a different number, and the total sum is your savings goal (in the case of the example in the book, it’s a $1,000 goal). You can find examples of these on the She’s On The Money Instagram page, or by downloading Devine’s finance freebies from the website here.

Savings Bingo via the She’s On The Money Instagram Instastory

Is it just me or does anyone else feel like reading this book might just help them sort out their lives?


  • I always hate a bunch of random numbers thrown into a calendar and pick a box. What a terrible plan! How about working out how much you want to save for, dividing it by 26 fortnightly pays? Then set up a fortnightly automatic transfer within you bank to pay yourself first! Bingo – you have just made it a savings habit.

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