Weddings are one of the few occasions where it’s still common to write a physical cheque. Some banks even provide specialty wedding cheques. However, it’s important to write the recipients down in the correct manner. Otherwise they might not be able to cash it.
Tucked in among the many joys of celebrating a happy couple’s marriage are the myriad faux pas just waiting to get you. One of them: writing a cheque that is basically unusable for the newlyweds who would really love to add a couple of excursions to their honeymoon plans. While it may feel special to write a cheque to both parties, sticking “and” in between, you may actually be making it harder for them to deposit that generous gift.
Reddit user jabronie69 supplied this tip:
When gifting a check to a newly married couple use “or” instead of “and” between their names. They may not have a joint bank account yet or finished name changes, so this will save them a headache at the bank and you from possibly having to rewrite it.
In fact, this cheque-writing method saves you from not just one, but two mishaps.
First, it prevents the hassle of the couple having to rush to open a bank account in both their names, if they haven’t done so already. While sharing a bank account may be the norm, it’s not a requirement of marriage! Use “or” and they can put the cash wherever they want to put the cash.
Then, there’s the “assuming one party changed their name” trap, which causes complications for anyone who either isn’t doing that, or who didn’t pause four minutes after their ceremony to get in line for a new photo ID. Name changes take time! They take headaches! And really, you just shouldn’t make any assumptions about whether anyone is taking anyone else’s name. It’s 2019.
Use the same names that are on the wedding invitation and you’ll make enjoying your gift way easier on the newly married.