Earning Myer Reward Credits Just Got Easier

A famous person once said: “ask not what you can do for your credit card rewards, but what your credit card rewards can do for you.” (We might be paraphrasing here.)

The point is, in this day and age, no one should simply be using a credit card without gaining something from it in return – usually in the form of rewards or credits.

This is where the Myer Credit Card comes in.

The card – which you can apply for online if you’re an Australian resident over 18, earning more than $20,000 per year – is automatically linked to the MYER one program, so those mythical points everyone talks about actually materialise as MYER one Rewards you can cash in at Myer.

Start earning uncapped MYER one Credits wherever you shop with the Myer Credit Card

You can also now combine your credit card and Myer one card into a single card. This means you will only ever need the one card at the point of sale (which is handy for your tiny, fashionable wallet.)

If you don’t like carrying any cards at all, then you’ll be pleased to know that it’s ready to go mobile with Google Pay and Apple Pay. So aside from keeping your pockets neat, the Myer Credit Card has a range of benefits.

For starters, it has no annual fee for the first 12 months if you sign up and get approved before December 31 2019. And if you are approved before the December deadline, you can get a 0% balance transfer for 14 months, as well as getting six months interest free on purchases at Myer over $250.

There’s also a myriad of other functions you can access either via the app or online once you’re signed up, including a handy budget tracker that you can set up on your mobile with real time push notifications.

While you shouldn’t rely on an app to actually manage your spending, the app will categorise your transactions and send notifications to your phone when you spend, helping you manage your finances.

The bonus here is this kind of functionality is an added security benefit, because it provides you a personal layer of digital vigilance on your transactions. You will know automatically if someone else is using your credit card – and if it’s not the kids trying to purchase unnecessary items in games – you can pick up on fraud and act accordingly.

In the meantime, your dollars will be earning MYER one Credits wherever you spend. Specifically, one Credit per dollar spent anywhere, uncapped, and up to three Credits for every dollar spent at MYER – including online.

The credits can then be redeemed for rewards in the form of Rewards Cards to spend at MYER.

Happy shopping!

Important Information

Macquarie Bank Limited Australian Credit Licence 237502 is the issuer of the Myer Credit Card. Google Pay is a trademark of Google Inc. Apple Pay is a trademark of Apple Inc, registered in the U.S. and other countries.

Earning Shopping Credits

To earn the maximum number of Credits at Myer and MYER one Partner, you must provide your MYER one card number and pay with your Myer Credit Card. For Myer online purchases, enter the MYER one number on the back of your credit card at the online checkout and pay with your Myer Credit Card. If you do not present your MYER one card number at Myer you will not earn any Shopping Credits on that transaction. If you do not present your MYER one card number at a MYER one Partner, you will earn 1 Shopping Credit per $1 spent on all eligible purchases when you pay with your Myer Credit Card. Shopping Credits are earned in accordance with and subject to the Myer Credit Card Rewards Program Terms and Conditions. Eligible purchases do not include cash advances, balance transfers, certain transactions at Myer or other restricted transactions detailed in the Myer Credit Card Rewards Program Terms and Conditions. You must be a member of the MYER one program to earn and redeem Shopping Credits. Membership and the earning and redemption of Shopping Credits are subject to the MYER one program terms, available at myerone.com.au/TermsAndConditions.
You will earn up to 2 Shopping Credits per $1 spent on eligible purchases by providing your MYER one membership number at a MYER one Partner, and 1 additional Shopping Credit per $1 spent on eligible purchases by paying with your Myer Credit Card. See myeroneaffiliates.com.au for the current list of MYER one Partners and the rate at which Credits are earned at each partner through the MYER one program.


Offer is limited to new applicants only. After the first year, the primary cardholder annual fee will be $69 and the additional cardholder fee will be $9. Annual fees are subject to change. To be eligible for this offer, you must apply and be approved for a Myer Credit Card before 11:59pm AEST 31 December 2019.

Balance Transfers

After the introductory period, the standard variable interest rate for purchases applies, which is currently 20.69% p.a. Interest rates are subject to change. Balance transfers will be processed following activation of your physical card. Minimum repayments are required. Read the Balance Transfer T&Cs and Conditions of Use, available at http://www.myer.com.au/creditcard/documents, for more information.

Interest Free Periods

Both in-store and online transactions at Myer of $250 or more will receive the interest free offer. After the interest free period on the purchase, the standard variable interest rate for purchases will apply, which is currently 20.69% p.a. for the Myer Credit Card.


Leave a Reply