Ratehacker: December’s Best Credit Card, Savings Account And Home Loan Deals

In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.

Credit Cards

Feature: 0 percent balance transfer

NAB Premium Card: 0% per annum for 25 months on balance transfers 25 months is the longest-running 0% balance transfer deal we’ve ever seen. There’s no balance transfer fee either, making this card very appealing if you’re looking to pay down an existing credit card debt without being saddled with interest. When the 0% deal ends, any remaining debt reverts to the cash advance rate (currently 21.74%). This offer is only available for applications through finder.com.au.

Feature: Frequent flyer bonus points

Citi Platinum Credit Card: 100,000 bonus points for new applicants To qualify for the 100,000 bonus Citi reward Points, you need to apply before January 31 2018 and spend $3,000 on the card within 90 das of card approval. You can convert the points into Emirates, Velocity or Singapore frequent flyer schemes. The annual fee for the first year is also reduced to $49 (versus $149 normally).

Home Loans

Feature: Variable rate home loan

Tic:Toc Live-in Variable Rate Home Loan: 3.59% per annum comparison rate This is one of the lowest variable rate offers in the market right now. To qualify, you’ll need a 20% deposit and must be borrowing for a property you plan to live in.

Business Loans

Feature: Bonus rewards points

GetCapital Flexible Business Loan: Earn Qantas Aquire points You can earn 1 point for each dollar earned with this fixed rate loan, available for between $5,000 and $500,000 for business uses. This offer is only available for applications through finder.com.au.

Savings Accounts

Feature: Introductory bonus rate

HSBC Serious Saver: 3% per annum interest for first four months To earn that rate, you need to make no withdrawals during the month. After the four-month bonus period, the rate reverts to 1.6% per annum,

Travel Insurance

Feature: Policy discount

youGo travel insurance: 10% off all premiums Receive a discount on your travel insurance with this finder.com.au exclusive coupon.

Jeremy Cabral is the Global Head of Publishing for finder.com.au which includes tools to compare credit cards, find savings accounts, energy deals, mobile & broadband plans, and a constantly updated database of discounts and coupon codes. Connect with Jeremy on Twitter, Medium and LinkedIn.


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At Lifehacker, we independently select and write about stuff we love and think you'll like too. We have affiliate and advertising partnerships, which means we may collect a share of sales or other compensation from the links on this page. BTW – prices are accurate and items in stock at the time of posting.

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