In our monthly Ratehacker round-up, Jeremy Cabral from comparison site finder.com.au highlights the latest credit card deals, plus the best savings accounts and home loans.
Feature: 0 percent balance transfer
St.George Vertigo Platinum: 0% per annum for 24 months on balance transfers 24 months is one of the longest-running balance transfer offers out there right now, and there's no balance transfer fee payable either, as well as a $0 annual fee in the first year. If you don't pay off the transferred balance before the 24 months is up, you'll revert to the cash advance rate (currently 21.49% per annum) on any remaining debt. Note that you can only apply for this offer online.
Feature: Frequent flyer credit card
Qantas Premium Platinum Mastercard: 75,000 bonus Qantas Frequent Flyer points To earn the 75,000 bonus points, you'll need to spend $3,000 in the first 90 days after approval. The normal annual fee of $299 is also reduced for the first year to $149. Most purchases in Australia earn 1 point per $1 spent (up to a maximum of $10,000 per month), while Qantas fares and and Qantas Club membership fees earn 2 points per $1 spent — an attractive deal if you're a Qantas loyalist.
Feature: Variable rate home loan
HSBC Home Value Loan: Comparison rate of 3.66% per annum The Reserve Bank continues to leave Australia's official interest rate untouched, making it more important than ever to shop around for a competitive rate. This comparison rate is available for owner occupiers with at least a 20% deposit saved.
Feature: Incentive saver
Bankwest Hero Saver: Ongoing 2.6% per annum variable interest rate To qualify for this rate, you need to deposit at least $200 each month and make no withdrawals. There's no time limit on the interest rate offer.
Feature: Variable rate personal loan
Pepper Money Unsecured Personal Loan: Variable rate loans from 9.99% per annum This loan picked up Best Personal Loan at the recent 2017 finder Awards. It offers a variable rate from 9.99% per annum (the rate varies depending on your creditworthiness and credit history), with loans for between $5,000 and $50,000.
Feature: Policy discount
youGo Travel Insurance: 10% off all premiums Receive a discount on your travel insurance with this finder.com.au exclusive coupon.
Jeremy Cabral is the Global Head of Publishing for finder.com.au which includes tools to compare credit cards, find savings accounts, energy deals, mobile & broadband plans, and a constantly updated database of discounts and coupon codes. Connect with Jeremy on Twitter, Medium and LinkedIn.