September's Money Challenge: No Restaurant Spending

Believe it or not, it's time to start saving for the holidays. Gifts, travel, parties -- these expenses creep up on you fast, so you want to prepare as soon as you can (and that means now). To help you save, this month we're challenging you to cut back on a common splurge: Restaurants.

We all know restaurant spending adds up (last year, it was the expense most of you cited as your biggest splurge), so join us this month as we try to cut our restaurant spending to zero. Yes, it's an ambitious goal, but don't get discouraged. The idea is to get as close to zero as possible, so even if you slip up, you've still saved some cash (and hopefully learned a thing or two about your habits).

At the end of the month, check to see how well you did, and how much you saved for the holidays (or any goal, really). So make sure to actually save your savings.

You in? If so, tell us how much you spend on restaurants every month, on average. Then you can come back and compare it to your total spent at the end of the month.

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