Learning to manage money is tricky. So much of it has to do with individual habits and attitudes, and your history with money has a huge impact on that.
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Forbes contributor and Certified Financial Planner Michael Kay calls it your "money story". It's your past relationship with money: How your parents dealt with it, what role it played in your life and so on. You can't change history, but when you have a better understanding of your money story, you can take the right steps to make sure it doesn't get in the way of good financial decisions now.
Kitces suggests writing down your money story and then asking yourself a series of questions. A few of them include:
What did you learn about money from your parents?
Do your current beliefs support your values?
What would you do differently if you could rewrite your money story?
What would support you in building a new money story for you and your family?
It's not easy to change unhealthy attitudes about money, but understanding them goes a long way. For more on this topic, head to his full post.
Overcoming Your Money Story [Forbes]