When you plan your long-term financial life, what does the end goal look like? Do you have it all planned out to a T? While you're planning, remember to include the possibility you'll change your mind. As personal finance blog Frugal Vagabond points out, many of us envision financial freedom as simply being able to buy or do whatever we want. It's a lofty goal, but it's at least comforting. However, a more realistic (and in some ways more attainable) goal is to simply have enough that changing your mind won't break your bank:
The world of personal finance blogs (this one included) is filled with a healthy dose of fantasy. Where we'll live, what we'll do, and the many adventures that the ability to say "see ya" to our jobs will allow us to have. There's one freedom granted us by financial independence that I think a lot of personal finance and early retirement blog gloss over: The freedom of changing your mind.
Through this filter, "financial independence" can look different than we normally think. Maybe your financial goal isn't just to have a million dollar retirement account, but to have the freedom to travel. Maybe your goal isn't to get a specific salary, but to have the freedom to change jobs when you get bored. The goals lend themselves to each other, but they're not quite the same. When you plan out your financial goals, do you envision a number, or are your goals more intangible than that?