Getting your money in order is no easy task, and most of us need all the help we can get. Here are some of our best money guides, explainers, and tips from 2015.
The Things That Cost More When You’re Poor (And What You Can Do About It)
Some think that being poor is simple. You don’t have enough money to buy a lot of stuff, so you’re forced to buy less stuff. But that’s not really how it works. When you’re broke, you can’t do all the little things that will improve your budget over the long run. It actually costs more to be poor.
How to Program Your Mind to Stop Buying Crap You Don’t Need
We all buy things from time to time that we don’t really need. It’s ok to appeal to your wants every once in a while, as long as you’re in control. If you struggle with clutter, impulse buys, and buyer’s remorse, here’s how to put your mind in the right place before you even set foot in a store.
Four Things You Should Always Negotiate
If you’ve ever bought a car, you probably did a little haggling. We’re used to flexing our negotiation muscles for things like vehicles and salaries, but there are a number of other expenses that are perfectly negotiable, if you’d only try. Here are four of those costs, and how you can negotiate them.
How to Buy Happiness: The Purchases Most Likely to Bring You Joy
While true happiness may be something that can only be found in the heart, there are plenty of arguments that say money can actually buy you some happiness here and there. Here are some of the ways experts say it’s possible to write a check and make it out to your happiness.
How to Start Managing Your Money, For Those Who Never Learned Growing Up
How you manage, spend, and invest your money can have a profound impact on your life, yet very few schools teach these important skills. Learning financial savvy can take a while, but the basics are fairly simple and never change. Here’s where to get started.
No Matter What, Building Wealth Always Comes Down to These Four Pillars
Building wealth is simple. Not easy, but simple. We’d all like to make more money, but if your long term prize is financial independence, there aren’t any shortcuts. There are only these four basic rules.
Top 10 Better Money Habits You Can Build This Year
The start of the year is a great time to review and revamp our financial plans, including common resolutions like “save more money” or “pay down debt”. Here are some ways to develop better money habits for all year round.
Use This 14-Day Plan to Overhaul Your Entire Financial Life
The first step is always the hardest. That applies to overhauling your financial life just as much as walking. This plan breaks down how to get a handle on your finances into a 14-day, step-by-step plan.
‘Spend Less Than You Earn’ Is Useless, Unhelpful Financial Advice
If you’ve ever read five words about personal finance, they were probably “Spend less than you earn.” It’s popular because it’s simple. In fact, it’s too simple. It’s the smallest piece of a big puzzle with lots of complicated parts. It’s time we taught those instead.
How I Learned to Give Up Luxuries So I Could Thrive in an Expensive City
It can be extremely discouraging when you’re struggling just to survive in an expensive city. When I moved to San Francisco, you needed to make $US62,046 ($86,329) a year to afford a one bedroom apartment. I made less than $US50,000 ($69,568). Luckily, I found out you don’t need to make your city’s lofty average income to be happy — you just need to get creative and be willing to put in some effort.
My Finances Sucked Until I Conquered My Fear of Being Poor
When I was four, my mum opened up a shoebox in our closet and pulled out something I’d never seen before: a crisp, beautiful $100 bill. Naturally, I shouted, “A HUNDRED BUCKS?!” She immediately put her hand over my mouth, whispering, “You want the whole world to hear? They might rob us and we’ll have nothing!”
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