When you're racking up debt, you know exactly what it is you want to spend your future money on. When it's time to pay it off, however, it's just one big number. To help motivate you to pay off your debt, remind yourself what you bought with it in the first place.
As personal finance blog Money After Graduation points out, you probably got into debt because of things. Unless you're the type to invest money in abstract concepts, you can probably point to a tangible thing you spent money on: a university education, a car, new shoes, even paying off some bills. By keeping that in mind, you can help motivate yourself to pay it off:
If you've been reading Money After Graduation for a few years, you might remember me writing posts like "financially I'm still in my first year of university" because I was measuring my debt-payoff progress by where the money had actually gone.
Of course, this strategy works in two ways: If the thing you got into debt for was a positive thing, remembering it while you pay down your debt can make you feel better. You appreciate the thing you bought and tie your progress to something tangible you enjoy. On the other hand, if you racked up credit card debt paying for junk you don't even use anymore, remembering exactly why you got into debt may help deter you from using the credit card in the future.