Revamp Your Approach To Your Finances With A Hunter Mentality

There’s a reason the Lannisters chose the lion as their sigil, and it’s not because they share the same hair colour. Having a hunter mentality towards your finances can help improve your personal wealth.

Picture: Tambako the Jaguar

As personal finance blog Free to Pursue points out, many people often adopt a “grazer” mentality when it comes to finances. They (read: we) feed off the pay cheques we come across, rather than storing up for later (for some, this is by necessity, but we’ll come back to that). Hunters, on the other hand, are methodical. They plan their kills and one big hunt can often last them days at a time. Thinking like a hunter, with an intentional plan for your finances is usually a much better approach than hoping an opportunity for a better pasture comes along:

By not spending money as it comes in, aka “grazing”, we can sit on a tidy sum and take advantage of unbelievable deals when they come along. This could be for a trip we’ve wanted to take, an appliance, a car, a rental property, or any other large purchase that’s been on our list for a while. It also allows us to buy in bulk when we find an item we regularly use listed at a very low price.*

Of course, that only helps if you already have money, right? Not exactly. While it’s much harder for someone with low income to save over the long term, this mentality can still help. A hunter has to find prey to stalk and knows how to plan for the long run. Even if you’re in a job that isn’t paying you well right now, searching for an income stream that will pay you better is an active process. Rather than waiting for a promotion or a raise at a company that already treats you poorly, learning to stalk the job you want can help you get into the right mindset to move forward. Just be sure to drop the hunter allegory before it’s time for the job interview.

Are You a Hunter or a Grazer? [Free to Pursue via Rockstar Finance]