With a swear jar, you have to put some money in it every time you curse as punishment. If you want to break some other habits, you can use a similar approach, and increase your savings in the process.
Photo by frankieleon
Whatever habit you're trying to break, its always helpful to have some form of consequence. You can reward yourself for not doing it or you can punish yourself for doing it.
Kevin McKee at the money blog Thousandaire suggests you go for both with the "swear jar" method. The punishment is that you lose out on your spending money, but you still get the hidden reward of saving some cash.
You can do this for anything: forgetting to exercise might cost you $5, eating out when you're trying to stop could cost you $10, or you could even match your impulse buys. Of course, you have to keep yourself accountable, and that can be tricky. You can get friends, family, and co-workers involved to help you out if you need it. Break your habits without breaking the bank.
Force Yourself to Save [Thousandaire]