There’s nothing worse than losing free money, and gift cards are hard to get back once they’re gone. Here are a few ways you can avoid this problem in the future.
Photo by 401(k) 2012
When you get a new gift card, stash your receipt, or at the very least write down the gift card number and store it somewhere safe. Also consider snapping a picture of your gift card number with your smartphone.
According to the folks at CreditCards.com, even if you failed to take these steps, you may still have recourse:
If you already used the gift card to shop online, your data may still be stored in your account — and you can spend it down pronto. Otherwise, consider trying to get reimbursement from PayPal or your credit card company if you ordered a card online and it never arrived, or replacing a gift card stolen from your home through your homeowner’s or renter’s insurance coverage.
Check out their article below for even more tips on how to protect yourself.
How to replace a lost, stolen gift card (or return an unwanted one) [Creditcards.com]