Whether it’s getting on the same page as a spouse or supporting a friend’s money goals, sometimes a financial discussion is necessary. To start the conversation on a positive note, find some common ground.
NerdWallet explains that there are many sticky money situations that could be resolved with a simple conversation. Maybe a spendthrift friend owes you cash. Maybe your partner is a spender, while you’re a saver. Whatever the situation, NerdWallet offers a handful of ways to make the conversation less daunting.
Starting from common ground, for example, can help initiate the conversation in a non-judgmental way. Financial advisor Andy Tilp told the site:
It’s important to understand the other person in the conversation likely has money issues too, despite outside appearances… Entering a conversation knowing the other person is not perfect in their own financial life is a good place to start.
Admitting your own financial troubles not only takes the judgment out of the conversation, it also helps the other person relate. For more of NerdWallet’s tips for discussing finances, check out the full post.