When Someone Owes You Cash, Consider What Else They Can Offer

When Someone Owes You Cash, Consider What Else They Can Offer
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You have to be careful when lending money, even to close friends. If you’ve loaned money to someone in your life, and they’re struggling to pay you back, consider asking for a valuable favour instead.

Picture: jill, jellidonut… whatever/Flickr

Redditor justimpolite makes this suggestion, pointing out that alternatives to cash can be just as valuable, and sometimes even more valuable:

For example, someone owed me $100. She was going to pay me cash, but instead I asked what kind of discount she got at the store she worked at. It turned out to be a 20% discount. I was planning on buying something there that would cost about $115 after tax. I asked her to buy me that instead of paying me cash. It cost her $92 after tax. I saved $15 and she saved $8.

Many of us have had to deal with the awkwardness of a friend or acquaintance owing us money; this offers a solution to that problem. You still get a payback, and it gives your friend a break too.

Granted, the above example still mostly deals with cash, but you could ask a friend to pay you back in a resource or skill they might have. Do they code for a living? Ask them to pay you back by helping you with your website. Maybe they’re great at cooking. Have them cater a party.

Obviously, these are just examples. The point is we all have a valuable skill or resource. If someone is struggling to pay you back, consider what else they have to offer.

When someone owes you for something, consider other things they have to offer [Reddit]


  • Yeah, i agree with Strand… how is this not just saying “If someone owes you money, then get them to pay you back with sexual favours…”

    Rewrite the article to read like this;

    So let’s say your mate owes you $100.
    And the local brothel charges $220 for the basic service.
    So why not do a deal where you get his GF for a night, and you call it even!
    He saves $100 and gets to watch you slam his GF
    While you save $120 compared to the Brothel, and get to bang your mates misses that you have been eyeing off for the past month anyway!


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