What's more annoying than losing your credit card? Thinking you've lost it, calling the bank to cancel it, and then finding it five minutes later. So being able to apply a "temporary lock" is a potentially handy alternative.
Credit card picture from Shutterstock
Commonwealth Bank has introduced a "temporary lock" option in its online banking and mobile apps. If you think you've lost your credit card, switching on the temporary lock ensures no-one else can use it. If it turns up, you remove the lock. If it really is lost, you can apply for a replacement (and then go through the hassle of changing any regular payments from it).
It's a simple ideas, but one that would be welcome for any credit card user. We haven't spotted this from other Australian banks, but if yours does offer it, let us know in the comments.