PayPal Here Lets Your Phone Accept Chip And Pin Payments

PayPal Here Lets Your Phone Accept Chip And Pin Payments

PayPal’s announced the general Australian availability of its PayPal Here Bluetooth device designed to make it easier for small merchants to accept payments.

We’ve known that PayPal’s Here reader for Android and iOS devices was joining the Australian payments fray for some time, and today is the day that the company has made it widely available for any Australian business to use.

The Bluetooth Here reader works for processing Mastercard, Visa and (of course) PayPal transactions from credit and debit accounts, and carries a standalone price of $139 for the device itself. The service itself takes 1.95% of the transaction value for credit card payments via the card reader, 2.4% + 30c for invoicing or 2.9% + 30c for credit cards keyed into the app without use of the card reader.


  • I’ve got both the triangular audio jack version and as of this morning, the Bluetooth version. The triangular version was free (I requested it, got it in the mail a few weeks later some time about 2 years ago, I think) and I got this version for $99 (as I was ‘upgrading’ from the triangular version).

    It’s come a loooong way since the beginning. The triangular version only supported iPhones, iPads and very select Android handsets (no Galaxy Nexus, which was a bummer for me) and was hit and miss in terms of swiping cards. The Bluetooth version feels great in your hand (nice and heavy), syncs up in a heartbeat and works great with my Nexus 5. You can either stick the card in the bottom (chip) or swipe along the top, but no Paywave support, which would have been an amazing feature.

    So at some point this year I’ll carry it and my photos to a craft market and sit there, not selling a thing all day. Ahh business, eh?

  • As Treasure of a small sporting club this device has piqued my interest. Then I got to the end of the article and was very under whelmed. Dammit surcharges. Would definitely make accepting payments on our registration day easier, and throughout the year. Oh well. We’ll stick with EFT and cash.

    • might be worthwhile doing the maths on this one. If your going to use it for a high number of transactions and frequently, it might make more sense to get a portable eftpos unit from cba that runs on telstra gprs. doesnt miss a beat, and credit card fees were lower than these, but there is a 20 something monthly. if your going to use it every now and then, then investing in the paypal device is a better choice, however your reliant on your mobile data connection. During busy or congested times, it might fail on you. GPRS appears to more resilient to this. Over christmas in a busy shopping centre, my phone couldnt even whatsapp but my eftpos machine always worked.

      i wonder how long it will take to get the money? you would have to wait to transfer to your bank account from the paypal account. CBA gave me same day settlement.

      on the topic of surcharges, its always a nice feeling not having to deal in cash, and i was happy to pay the small % to have that. Your probably end up spending a few hrs reconciling eft transactions, so think about the time saved.

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