Many of our tricks to save money are designed less to solve maths problems and more to trick our brains. In that vein, financial blog And Then We Saved suggests placing a picture or reminder of your long-term savings goals directly on your credit card to discourage frivolous purchases.
Whether it's a holiday, a gadget a gift, we all have things we want to save up for. We also forget the long-term plans when faced with short term benefits. By taping a picture or writing a reminder on your card directly, you can coax yourself to maintain perspective when you're tempted to indulge:
I've been saving for a trip to Key West this summer. I can't tell you what a guilt trip it is to see a picture of your long-term goal when I'm about to make an impulse buy. By wrapping my credit card and debit card in a picture of my end savings goal, I'm constantly reminding myself that afternoon trip to the vending machine won't get me closer to my saving goal.
It obviously won't prevent you from spending money, but hopefully that little reminder will be all the motivation you need. Check out And Then We Saved for more little mind tricks you can play on yourself to save money.