Treat Every Dollar Like A Brick Used To Build Your Future

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We all know that we need to spend our money wisely. What may be difficult to keep in mind is that every dollar spent is yet another piece of our future we lay.

As advice blog Raptitude points out, there is a finite amount of money that any of us will ever be able to spend in our lives. While that number is unknown, and varies from person to person, it’s still limited. Treating that pile of cash as the building resource that it is can be a perspective we all need:

Every expenditure comes out of a large but finite pile of all the dollars that will ever be available to me, not a running pipeline that comes from somewhere out of sight. My mentality now is to build something with my dollars, rather than fuel something with them. The thing I’m trying to build is a life that’s set up to generate happiness on its own, as an inevitable byproduct. Every dollar I burn — rather than place somewhere where it will contribute to my happiness for a long time — is a lost opportunity that will affect what I am working with for rest of my life, to some degree.

In general, people are built with a pretty crappy sense of future consequences, so it’s no surprise that many of us don’t default to this mindset. However, having a concept of what you want to build can help.

The difference between being good with money and bad with money [Raptitude via Rockstar Finance]


  • This is a pretty cool thing to keep in mind, but only up to a point – I’m in my early twenties and I save about a third of my income. If I spent no money on drinking, eating out, seeing bands, buying books and so on, I could probably save two thirds… but what kind of life is that?

    Having said that, I have friends my age and older who aren’t saving at all, or worse, have debt – that’s definitely not a situation I’d like to be in either. Life is about balance.

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