"Savings" is a terribly non-descriptive term for that portion of money we want to hang on to indefinitely. Instead of piling up cash for an unspecified purpose, create a list of exactly what it's for.
Photo by M Car
Some types of savings are obviously not going to be touched for years (like your superannuation), but if your money isn't in an account you can't touch, it's easy to use it for something you don't need. By writing down exactly what you're allowed to spend your savings on -- like emergencies, vacations, or even setting aside a specific amount for indulgent purchases -- you can give yourself more tangible boundaries than an internal promise to "hold on to this cash".
Double Your Savings This Year -- Really [Daily Worth]