Everything You Need To Know About Managing Credit On One Sticky Note

Everything You Need to Know About Managing Credit on One Post-It Note

Managing your credit may seem like a hassle, but you can distill the most important principals down to a strategy that fits squarely on a sticky note.

Credit.com does just that, as you can see from the image above or this list below:

  • Pay your bills on time.
  • Don't rack up too much credit card debt.
  • Don't cancel old credit cards unless you need to.
  • Don't apply for too many credit cards.
  • Check your credit frequently for mistakes.

Worried about racking up too much debt? Use these tricks to stop yourself from overspending.

Everything You Need to Know About Credit on a Post-It [Credit.com]


    Curious about point #3. I appreciate that having some choice is good (eg. A Mastercard where a Visa doesn't work or something silly like that. Especially overseas where there is different penetration by respective brands), but with credit-card fees often being applied every month whether you've used it or not, why throw money away? Or is this one of those silly US "Credit Rating" things being published in Australia. Yes we have credit ratings here, but nothing as crazy as the US.

    However, the rest is true. But the final tip for ideal credit is "Don't get married". Love my wife dearly, but we're still paying for that wedding. However, I did say for "Credit" not for "life".

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