Hey Lifehacker, Myself and some friends are going to Japan over the new year period, and I'm wondering about travel insurance. I remember hearing some credit cards offer free travel insurance if you book using them. Any suggestions and is that worth doing? Thanks, Japanese Gadget Freak
There are plenty of cards that offer this option, and it can be a useful one to use; after all, the chances are you'll be using a credit card to pay for the booking anyway, so you may as well score some extra benefits from it. Our friends over at Finder have a useful guide to some of the available options.
That said, it's important to check the specific details of the policy. For instance, if you book all the tickets on a single card, it's possible only the cardholder will actually see cover. Also make sure that the policy covers all the elements that matter to you. Does it include medical cover, lost luggage, and trip cancellation? The first is essential; you may not be as worried about the other elements, but if you are and they're not included, paying for your own insurance may make more sense.
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