If you're tired of debit card fees and abhor credit cards, you may want to go old-school and switch to cash for everything. The trouble with cash though is that it's easy to misplace change and steer off budget because the money is in your pocket. These printable money envelopes from Today's Nest will help you stay on track.
The concept of the cash envelope isn't even remotely new: there was a time when every time you withdrew cash from a bank, they gave you a money envelope that was printed to make it easy for you to write on the envelope what the money was for and how much was inside. Banks have stopped doing this, but it doesn't mean you can't use envelopes to keep your cash budgeted and organised. These printable envelope templates will help you get started using cash for your purchases.
The goal is simple: label each envelope with the purpose of the cash inside, and each time you take some out for a purchase, there's space on the front of the envelope to jot down how much you took out and calculate how much is remaining. In addition to the envelope template, Today's Nest offers some great tips to get started with the envelope method of budgeting.
Do you prefer cash for your transactions instead of plastic? Are you thinking about going back to cash, in light of recent events? Share your thoughts in the comments.