If you want to use a credit card to pay online but don't fancy your credit card number and other personal details with every passing web site operator, your options until recently have been limited to using PayPal (assuming the site supports it) or getting yourself a disposable one-time credit card. Visa's new payclick service is aiming at that gap, allowing secure payment for transactions from an account that can be funded by a credit card or bank account.
Like PayPal, PayClick requires you to register for an account and that the site you want to buy from supports it. You can add funds directly from credit and debit cards, or via Bpay.
At launch in Australia, sites using it are BigPond Games, BigPond Music, Flexischools, Habbo, iTunes and Kids Helpline. Of those, arguably the most useful and notable are iTunes and Big Pond Music, which can now offer a means for non credit-card holders to purchase music without needing to purchase a separate voucher or gift card.
One option that might appeal to parents is the ability to set up 'sponsored' payclick accounts for teenagers or kids. Purchases on those accounts can be monitored by the account owner, and you can schedule regular 'pocket money' payments into them.
Like the sound of payclick? Prefer to stick with your tried and tested online payment choices? Tell us in the comments.