If your house doesn't have ceiling insulation, you can now get up to $1,600 to help install it — even if the insulation needed doesn't cost that much.
The Homeowner Insulation Program scheme, which kicked off in July and runs until the end of 2011, replaces a previous version which required homeowners to get two quotes before applying for funding. As long as your installer is registered with the scheme, up to $1,600 in costs are covered.
In practice, that might lead to an awful lot of insulation jobs being quoted for just under $1,600, since there aren't yet any audit processes in place. After all, why will the homeowner care if that quote is too high if they're not actually paying for any of it? The government itself estimates that the average home will cost $1,200 to insulate, so you're very unlikely to end up out of pocket .
The one big exception: if you've already received a government subsidy to install solar heating, you can't also get the ceiling insulation funding.