Ramit at I Will Teach You To Be Rich shares a system his friend uses to set a firm amount of discretionary spending each month and then not spend more. It's a take on the "cash in envelopes" system (represented digitally in programs like Budget, and it's just as grok-able—when the money's gone for the month, it's gone. Obviously, you'd want to ensure you don't draw serious overdraft fees, and you'd have to have a handle on your monthly budget to begin with, but it's at least as effective as deducting credit charges as you go, and possibly moreso, with the thought of having a card turned down a nice social conditioner. For those with a fuzzy grip on spending, this technique could make the numbers seem pretty firm.
Use a Separate Debit Card to Control Spending
Trending Stories Right Now
Here is your Netflix binge-list for the week, fresh from the Australian servers! This week's highlights include a Frankenstein’s Monster comedy starring Stranger Things' David Harbour, Suits Season 8, anime Knights of the Zodiac, new episodes of Captain Underpants and a butt-load of great third-party movies. Read on for everything coming to the service for the week of July 15 to June 21.
Amazon Amazon Prime Day has only just started and there are already some fantastic deals available with huge savings on video games, computers, phones, books, gadgets and more. Here are all the best bargains so far - with links to buy!