saving money

Calculate Your Overall Savings Rate To Measure Your Financial Health

When it comes to planning your financial future, it’s common to look at how much your investments are making or your employee benefits. One number can give you a birds-eye view on your overall situation: your personal savings rate.

Shakeandpay Splits And Converts Expenses While Travelling

Android/iOS: Splitting bills can be a painful experience, even amongst friends, but when there’s currency conversion at play it can be downright exasperating.

Treat Paying Off Debt Like An Investment To Guarantee Returns

If you’re just getting started with investing, you may be overwhelmed with your choices. What’s the best investment you can make to maximise your future returns? If you still have debt (especially credit cards), then one of the best investments you can make is paying that off.

Remember, You Can Sell Your Broken Gadgets On eBay

It’s a sad day when a beloved piece of tech finally bites the dust. But don’t go throwing it in the garbage! Remember that you can sell broken tech on eBay and put a little cash back in your pocket.

Dive Deeper When Your Kids Ask About Money To Help Them Learn

When your kids start to ask about your family’s financial situation, take the time to find out why they want to know. You’ll be able to give them an answer that teaches them about personal finance, and really gets at the reasons behind their questions.

Hump Day Deals: Half-Price Ugg Boots, $99 Nespresso Machine, Free Krispy Kremes

Hump day (AKA Wednesday) is arguably the most boring day of the week. So why not liven things up by grabbing one of these nifty online bargains? Deals that caught our eye this week include: Get a Nespresso Delonghi from The Good Guys for $99, 50 per cent off Australian sheepskin Uggs, score a free Krispy Kreme by dressing up as a superhero. Click the links below to land yourself a bargain.

Start The Money Conversation With Your Partner With These Questions

Finances can be a huge problem point in relationships, but opening up the dialogue about spending is one of the best things you can do. The Wall Street Journal put together a list of some essential questions to get that painfully awkward conversation started.

Don't Buy Expensive Knife Sets: These Four Knives Are All You Need

It can be tempting to buy a knife block, or buy a set for a friend who’s into cooking as a housewarming gift. Don’t do it. The money you spend on a knife set packed with subpar knives could be used to buy fewer excellent knives that will last a lifetime. Here’s why you should steer clear, and what you — or your aspiring chef friend — should own instead.

Calculate How Long It Will Take To Become Financially Independent

For most of us, financial independence won’t come easy. It takes years of spending less than you earn. If you’re curious just how long it will take for you to reach this stage, give this calculator a try.

Avoid Unnecessary Food Purchases With The Supermarket Drinking Game

You shouldn’t shop when you’re hungry, but if you absolutely have to (or have a problem with impulse buys), a simple drinking game can help. Before you go whipping out your flask, though, this is a water drinking game.