Are you looking for a way to eliminate debt and start saving but dealing with interest rates and amortisation schedules is way more in-depth than you’d like? Try the 20 per cent payment plan, where 20 per cent of your monthly income goes to pay off debts, 10 per cent goes to savings and the remaining 70 per cent goes toward everything else.
This week’s sharemarket rollercoaster might have made you nervous about more exotic investment opportunities. Finance comparison site Mozo has produced a handy infographic highlighting some of the best currently available savings options.
Our roundup of online small business accounting systems earlier this year included QuickBooks Online, but at $295 a year that’s overkill for smaller businesses. The newly-launched CashBook Online is a cheaper web-based option for small businesses from the same developer, priced at $198 a year.
Online accounting software means that your financial records will be accessible from any computer and eliminates the need for constant backups and fiddly upgrades. Make the right choice with our roundup of online services for managing finances for Australian small businesses.
Close to home, your choice of ATM is likely to be heavily influenced by whether you can use it for free. Overseas, you’ll probably get slugged with a fee no matter which machine you use, so you might as well opt for convenience. ATM Hunter helps you find the nearest ATM by entering an address or using your GPS.
Cutting down your mobile phone, rent, credit card and other bills is the gift that keeps on giving, all year ’round. Try these negotiation tactics, savings tips, reminder plans and other tips to cut down your paycheque killers.
Standard advice when buying cars is never to get the finance from the dealer, but does the same apply if you’re buying online?
Personal and business accounting software in Australia has traditionally been a two-horse race: Quicken versus MYOB. Quicken’s latest competitive trick? Moving into the online world with an entirely browser-based version of its software.
