Debt

Money

Pay Off Low-Interest Debt First To Boost Cash For Savings

9:00PM June 28, 2011 | Alan Henry

Paying off the lowest interest debt you have can boost your cash flow and provide money needed to start addressing higher-interest debt or put together an emergency fund. More »


Money

Get Out Of Debt By Switching To A Cash-Only Policy

3:30AM April 28, 2011 | Adam Dachis

When you get a few credit cards and see a bunch of things you want, it’s easy to rack up a ridiculous amount of debt. One couple from Georgia amassed $US83,000 in debt and dug them selves out with diligence, a little help from a debt assistance program, and a cash-only policy. More »


Money

How To Prevent Yourself From Overspending On Your Credit Cards

6:00AM March 11, 2011 | Loren Baxter

Stores and credit card companies want to make it as easy as possible for you to buy things with your credit card. They invest billions to get you to use your cards, including major advertising and rewards programs. If your credit card bills at the end of every month make you want to flee the country, the first step to getting through it is to stop spending on them. These tricks will help you fight back against the psychology and stick to cash purchases only. More »


Money

Debt Repayment Is A High-Interest No Risk Investment

12:30AM August 14, 2010 | Jason Fitzpatrick

The best debt is no debt. When you find yourself with some hanging over your head, however, repayment is the best “investment” you can make. More »


Money

Save Money By Paying Upfront Instead Of Over Time

4:30AM May 12, 2010 | Whitson Gordon

Payment plans can make life a whole lot easier if you don’t have a reserve of cash, but personal finance blog Get Rich Slowly points out that once you have accumulated some savings, you’ll likely get a better deal by paying upfront. More »


Money

Use The Snowflake Method To Achieve Saving Goals, Not Just Reduce Debt

5:30AM May 4, 2010 | Whitson Gordon

We’ve discussed using the popular “snowflake” method to whittle down debt, but the same principle can be applied to making big purchases. Learn to put away small, seemingly forgettable micro-payments, and you won’t have to shoulder all the costs at once. More »


Money

How Debt Affects Your Health

5:30AM May 1, 2010 | Whitson Gordon

We know that money won’t buy happiness, but a lack of money can certainly cause stress, and unhealthy levels of it — and our debt-related stress level is rising. More »


Money

Round Up Payments For Quicker And Pain-Free Debt Eradication

3:00AM April 15, 2010 | Jason Fitzpatrick

Bills rarely come in nice clean whole numbers like $US100. They pile up on your desk with demands like $94.38, $294.38 and other decimal-toting figures. Rounding up your debt payments, even by a dollar, can yield surprising long-term savings. More »


Money

Calculate The Monthly Cost Of Your Debt — Then Get Rid Of It

4:00AM April 7, 2010 | Erica Ho

It can be easy to get lazy about debt because the more it grows, the more we tend to avoid it. The problem is harder to run from when you know exactly how much that debt is costing you every month. More »


Money

Twice Monthly Half Mortgage Payments Might Save You Money

9:00AM March 11, 2010 | Lisa Hoover

Some financial planners advise making two half payments on your mortgage each month instead of one full sum. The idea is that homeowners will save thousands of dollars over the years in interest payments. Does this idea hold water? More »