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	<title>Lifehacker Australia &#187; credit cards</title>
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	<link>http://www.lifehacker.com.au</link>
	<description>tips and downloads to help you at work and play</description>
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		<title>How To Clean Your Debit And Credit Cards</title>
		<link>http://www.lifehacker.com.au/2009/10/how-to-clean-your-debit-and-credit-cards/</link>
		<comments>http://www.lifehacker.com.au/2009/10/how-to-clean-your-debit-and-credit-cards/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 22:00:00 +0000</pubDate>
		<dc:creator>sarahrae</dc:creator>
				<category><![CDATA[Fix]]></category>
		<category><![CDATA[cleaning]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=343694</guid>
		<description><![CDATA[ There&#8217;s a certain list of things we routinely clean, but your debit and credit cards probably aren&#8217;t on that list &#8212; but they should be! It&#8217;s easy and can greatly extend the life of your card.
Photo by ohadweb.
You might be wondering why you should bother, but if you&#8217;ve gone cardless for a few days [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/10/how-to-clean-your-debit-and-credit-cards/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Successfully Reverse A Debit Card Overcharge</title>
		<link>http://www.lifehacker.com.au/2009/09/successfully-reverse-a-debit-card-overcharge/</link>
		<comments>http://www.lifehacker.com.au/2009/09/successfully-reverse-a-debit-card-overcharge/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 18:00:00 +0000</pubDate>
		<dc:creator>Azadeh Ensha</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[security]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=341717</guid>
		<description><![CDATA[After a night out on the town and an $800 charge on her debit card for one drink, the Examiner&#8217;s Mary Schwager discovered that reversing charges on your debit card can be a challenge. Here&#8217;s what she learned about undoing the damage.
Photo by neilt.
Apart from suggesting that you use a credit card instead of debit [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/09/successfully-reverse-a-debit-card-overcharge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Finder Outlines Australian Credit Card Deals</title>
		<link>http://www.lifehacker.com.au/2009/09/credit-card-finder-outlines-australian-credit-card-deals/</link>
		<comments>http://www.lifehacker.com.au/2009/09/credit-card-finder-outlines-australian-credit-card-deals/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 03:30:38 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[comparison]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=341439</guid>
		<description><![CDATA[
Australians are pretty good at using credit cards intelligently, but sorting through terms and conditions to find the best deal for you is still a tedious task. Credit Card Finder offers a pretty comprehensive listing of Australian credit card providers.
The site offers a &#8220;top 10&#8243; list of credit cards (though the basis for the selection [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/09/credit-card-finder-outlines-australian-credit-card-deals/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Securely Destroy Your Credit Card In Fifteen Slices</title>
		<link>http://www.lifehacker.com.au/2009/09/securely-destroy-your-credit-card-in-fifteen-slices/</link>
		<comments>http://www.lifehacker.com.au/2009/09/securely-destroy-your-credit-card-in-fifteen-slices/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 18:30:00 +0000</pubDate>
		<dc:creator>Azadeh Ensha</dc:creator>
				<category><![CDATA[Fix]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[security]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=341093</guid>
		<description><![CDATA[
Identity theft happens, which is why knowing how to safely cut and discard your expired credit cards is worth knowing. Money weblog Wallet Pop offers their take on how to do so properly.
The weblog offers six steps to take when ditching your old cards, including how to properly slice and dice one so that crucial [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/09/securely-destroy-your-credit-card-in-fifteen-slices/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit Cards: The More You Fail, The Worse It Gets</title>
		<link>http://www.lifehacker.com.au/2009/06/credit-cards-the-more-you-fail-the-worse-it-gets/</link>
		<comments>http://www.lifehacker.com.au/2009/06/credit-cards-the-more-you-fail-the-worse-it-gets/#comments</comments>
		<pubDate>Thu, 11 Jun 2009 03:23:22 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=336117</guid>
		<description><![CDATA[
A new study shows that Australians are surprisingly good at using credit cards intelligently &#8212; but if you&#8217;ve had problems with credit card debt in the past, the chances are good that it&#8217;s going to happen again.
The basic principle of not ending up with a mountain of credit card debt is well understood: pay off [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/06/credit-cards-the-more-you-fail-the-worse-it-gets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Make Sure You&#8217;re Counting All Your Debts</title>
		<link>http://www.lifehacker.com.au/2009/03/make_sure_youre_counting_all_your_debts/</link>
		<comments>http://www.lifehacker.com.au/2009/03/make_sure_youre_counting_all_your_debts/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 04:00:19 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[loaded]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2009/03/26/make_sure_youre_counting_all_your_debts.html</guid>
		<description><![CDATA[
For anyone trying to get their finances under control, identifying and then eliminating debts is a vital task. But are we always rigorous enough when we make that assessment?

I found myself going down this train of thought after checking out the latest quarterly figures from the Melbourne Institute on household savings and investments. Like the [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/03/make_sure_youre_counting_all_your_debts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minimising The Risk Of Credit Card Fraud</title>
		<link>http://www.lifehacker.com.au/2009/01/minimising_the_risk_of_credit_card_fraud/</link>
		<comments>http://www.lifehacker.com.au/2009/01/minimising_the_risk_of_credit_card_fraud/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 04:00:13 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[loaded]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[security]]></category>
		<category><![CDATA[top]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2009/01/22/minimising_the_risk_of_credit_card_fraud.html</guid>
		<description><![CDATA[
New figures show credit card fraud is getting worse for Australians &#8212; but also provide some handy reminders on how to reduce the chances of your card details getting ripped off.
Even if you don&#8217;t lose any money, having your credit card involved in some kind of fraud is a major hassle. Last year, my bank [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/01/minimising_the_risk_of_credit_card_fraud/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Watch out for rising credit card fees</title>
		<link>http://www.lifehacker.com.au/2008/07/watch_out_for_rising_credit_card_fees/</link>
		<comments>http://www.lifehacker.com.au/2008/07/watch_out_for_rising_credit_card_fees/#comments</comments>
		<pubDate>Sun, 06 Jul 2008 23:37:30 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Organise]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[finance]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/07/07/watch_out_for_rising_credit_card_fees.html</guid>
		<description><![CDATA[If you get the feeling that the annual fee for your credit card has been rising in recent years, you&#8217;re not wrong. An analysis by MWE Consulting reported by Lisa Macnamara in the Australian notes that fees have gone up by 170% in the past five years.Of course, annual fees are only part of the [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/07/watch_out_for_rising_credit_card_fees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Use a Separate Debit Card to Control Spending</title>
		<link>http://www.lifehacker.com.au/2008/04/use_a_separate_debit_card_to_control_spending-2/</link>
		<comments>http://www.lifehacker.com.au/2008/04/use_a_separate_debit_card_to_control_spending-2/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 13:08:00 +0000</pubDate>
		<dc:creator>Kevin Purdy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/04/05/use_a_separate_debit_card_to_control_spending-2.html</guid>
		<description><![CDATA[Ramit at I Will Teach You To Be Rich shares a system his friend uses to set a firm amount of discretionary spending each month and then not spend more. It&#8217;s a take on the &#8220;cash in envelopes&#8221; system (represented digitally in programs like Budget, and it&#8217;s just as grok-able&#8212;when the money&#8217;s gone for the [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/04/use_a_separate_debit_card_to_control_spending-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get your credit card interest rate lowered</title>
		<link>http://www.lifehacker.com.au/2008/03/get_your_credit_card_interest/</link>
		<comments>http://www.lifehacker.com.au/2008/03/get_your_credit_card_interest/#comments</comments>
		<pubDate>Thu, 13 Mar 2008 08:15:09 +0000</pubDate>
		<dc:creator>Sarah Stokely</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[how-to]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/03/13/get_your_credit_card_interest.html</guid>
		<description><![CDATA[Most columnists writing about how to get out of credit card debt advocate asking your credit card company to reduce the interest rate you&#8217;re paying. Ever wondered how you&#8217;d go about actually making that request? CBCNews in the US approached 10 shoppers and asked them to ask for a reduction by following a simple script [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/03/get_your_credit_card_interest/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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