credit card
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Do This Mid-Year Financial Checkup Right Now
New Year’s isn’t the only time to talk about financial resolutions. With summer in full swing, while you’re about halfway between your last year’s resolutions and the next, now is also a powerful time to evaluate your money goals. To better understand what a mid-year financial checkup should look like, I spoke with Lorna Kapusta,…
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Why You Need a Mid-Year Budget Check-Up
Now that we’re basically halfway through 2022, it’s a perfect time to revise your budget and see if you’re on track with your financial goals. With all the pandemic-related tax credits, consumer price inflation, and looming expiration of the pause on student loan payments, it’s quite possible that your spending and expenses will shift in…
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Why a Crypto Rewards Credit Card Is Probably a Bad Idea
With crypto rewards cards, a small percentage of your purchases can be redeemed for cryptocurrency instead of cash back or points redeemed in a rewards portal. But just because you can combine your credit card rewards with cryptocurrency speculation, doesn’t mean you should, as less risky cash back redemptions might offer you more value in…
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When to Downgrade Your Credit Card Instead of Cancelling
When you have a credit card with an annual fee, you have a couple options to consider if you barely use it: cancel the card outright, or downgrade to a lower-tiered card. Since credit cards can be debt traps, you might think that cancelling the card is the best option, and that’s certainly a good…