organise
Set Up A Personal Fuel Cost Hedge Fund
Posted by Kevin Purdy at 10:30 PM on November 10, 2008
As part of his goal to get readers to save $1,000 in 30 days, personal finance blogger Ramit Sethi suggests setting up a personal fuel hedging fund to protect against rising petrol prices eating into your best intentions. His own method calls for figuring out what you were paying for petrol a month ago, setting up an automated bank sub-account, and transferring his monthly savings in gas costs to it. Setting a calendar reminder, he'll check the cost of fuel in three months, and pull from the fund if needed, or drop more in if prices fall. If you're not the type to save receipts, Sethi suggests an expense tracker like Mint to deliver your fuel costs to you. It's basically an advanced means of tricking yourself into saving money, but a worthy one. Photo by 'bert.

Consumer Reports' Tightwad Tod blog espouses the value of holding onto your clunker car rather than trading up—a well-maintained, reliable clunker, that is. The magazine's auto writers suggest that despite whatever your friends, parents, or mechanic tells you, the best rule of thumb for needed service is the recommended maintenance schedule in your owner's manual.


Wired's How-To Wiki details how the bane of many an unlucky car-owner's existence, the ability to start a car without a key, can be mastered and used for good, particularly if you find yourself stuck somewhere without a key or an ignition that just won't cooperate. It starts out with a low-tech screwdriver hack and moves onto the electrical disembowelment of the steering column you've seen in countless flicks (or true crime shows). It is, of course, entirely illegal, in a felonious way, to hot-wire a car that's not yours, but knowing how to do it teaches you a bit more about cars, and maybe makes you useful in one or two crucial life moments. Hit the link for the lesson, and share your own (legal) hot-wiring tales in the comments.
At some point nearly everyone has had a collection of empty bottles and fast food containers riding shotgun with them. Take a few tips from Sue Brenner, a new contributor at the organizational blog Unclutterer, and have your car in order in no time. Her tips range from diving the car into quadrants and working systematically through them to sorting all the material you find into three bags. 
