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It’s important to learn the basics of personal finance, but the way you think about money is perhaps more important. A lot of personal finance experts have said this in one way or another, but I like the way Mr Money Mustache says it best: “Getting rich is more mental than it is tactical.”
It’s not too hard to build a basic budget. A few tips and tricks can help you make it really solid. But even a good budget can go awry. There are a handful of mistakes that throw people off, but the good news is: these mistakes are easy enough to fix.
Your bills are too damn high, your income sucks and debt traps are everywhere. Mastering your finances isn’t easy, but here’s the thing: if you actually want to improve your financial situation, focusing on these injustices, even though they’re real, won’t help. Taking control, on the other hand, can help more than you probably realise.