Loading page

Budget According To Your Own Priorities, Not Someone Else's

When it’s time to whip our finances into shape, we often look to others to make sure we’re on the right track. Comparing your situation to someone else’s can give an idea of what yours should look like, sure. But as writer Carl Richards reminds us, this can backfire too.

Keep Your Budget Intact By Preparing For These Three Common Pitfalls

Sticking to a budget is more than just keeping your spending under control. Yes, that’s important, but unexpected financial pitfalls can completely blindside you and wreck your budget too. These fall under three basic categories.

This Real-Time Calculator Shows How Long It Takes You To Earn Things

If you’ve ever wondered how much time it takes for you to earn enough to buy a burger, TV, or even a home on your current salary, this calculator shows you in real-time.

Your Budget Will Probably Fail Occasionally, And That's OK

One of the first things most adults have to do in their financial lives is set a budget. You were probably taught this from a parent, teacher, or even a friendly neighbourhood website. One lesson you might have missed: budgets fail. And that’s OK.

Peeling Back The Layers Of Personal Finance Success

One of the most interesting things I’ve found over the years of writing about personal finance, charting my own financial progress and changes, and talking with countless readers is that personal finance is a lot like an onion. An onion? Yep, it’s all about layers.

How Did You Stay Motivated During A Job Loss?

Even when you see it coming, a job loss can be devastating. You go through the emotional process of changing up your routine, and if that’s not enough the hunt for a new job can really take a toll. If you’ve been there, how did you stay motivated?

I Shouldn't Have Waited So Long To Travel Overseas

Travelling overseas is a great way to learn about the world, but for whatever reason, I waited until I was in my 30s to take my first trip. But I’m glad I did: it promptly proved wrong most of the assumptions I’d made about the world.

How My Partner And I Overcame Our Money Issues And Learnt To Coexist

It’s important to be on the same page as your partner, but that doesn’t mean you have to agree on everything. When we first got together, my fiance and I had completely different money habits, and we fought about it all the time. Years later, we still have those different habits — but the fighting is gone. Here’s how we learned to coexist.

Keep Spending In Check With The $1 Per Use Rule

Spending money on things we don’t use that often or that aren’t important to us is a huge waste. One way to evaluate purchases to make sure we’re putting our hard-earned money to good use: The $1 per use rule.

Never Take The Full Amount Offered To You In A Loan

If you’ve ever applied for a student loan, a car loan or a home loan, you know that financial institutions will give you a total amount of money that they will lend you and let you shop around from there. Remember, you don’t have to take all of the money offered.

Loading page