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Decide How Big Your Emergency Fund Should Be With The 3-6-9 Guideline

You need an emergency fund, there’s no doubt about that. How much cash should be in that fund, on the other hand, varies depending on who you ask. Most experts say between 3-6 months, but that’s a pretty big jump. For a better idea of where you fall on the spectrum, try the 3-6-9 guideline.

Make A More Precise Weekly Budget With This Formula

Many of us create our budgets on a monthly basis, but for finer control, you might want to create a weekly allowance for your spending. LearnVest offers this strategy.

'Getting Rich Is More Mental Than It Is Tactical'

It’s important to learn the basics of personal finance, but the way you think about money is perhaps more important. A lot of personal finance experts have said this in one way or another, but I like the way Mr Money Mustache says it best: “Getting rich is more mental than it is tactical.”

Amazon Allowance Helps Keep Your Amazon Spending In Check

It’s all too easy to go over your budget when shopping on Amazon — especially when you factor international shipping into the equation. One thing that might help: Amazon Allowance, the company’s relatively unknown gift card funding program.

Sometimes The Best Thing You Can Do For Your Budget Is Nothing

When next month’s paycheck finally comes in, here’s a great idea on what to do with it: nothing.

The Most Common Budgeting Mistakes (And How To Fix Them)

It’s not too hard to build a basic budget. A few tips and tricks can help you make it really solid. But even a good budget can go awry. There are a handful of mistakes that throw people off, but the good news is: these mistakes are easy enough to fix.

Make Tough Financial Decisions With The Help Of An Emotional Balance Sheet

There are a lot of financial decisions that come down to so much more than numbers. Sometimes the emotional benefits of something far outweigh the financial ones, and an emotional balance sheet can help you determine that when things get tough.

How To Fix Your Debt When The System Works Against You

Your bills are too damn high, your income sucks and debt traps are everywhere. Mastering your finances isn’t easy, but here’s the thing: if you actually want to improve your financial situation, focusing on these injustices, even though they’re real, won’t help. Taking control, on the other hand, can help more than you probably realise.

You Need A Budget's New Web App Runs In Any Browser, Switches To A Subscription Pricing Model

You Need a Budget has long been one of the most popular personal finance tools around, and now it’s launching a new web app that comes with a new pricing model.

A Step-by-Step Guide To Nursing Your Holiday Spending Hangover

Santa is gone, the decorations are down, and chances are, you’re feeling the sting of your holiday spending. If it crept up on you, your budget is strained, and now you’re worried about your finances, you’ll want to come up with a plan to recover.

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