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How My Partner And I Overcame Our Money Issues And Learnt To Coexist

It’s important to be on the same page as your partner, but that doesn’t mean you have to agree on everything. When we first got together, my fiance and I had completely different money habits, and we fought about it all the time. Years later, we still have those different habits — but the fighting is gone. Here’s how we learned to coexist.

Keep Spending In Check With The $1 Per Use Rule

Spending money on things we don’t use that often or that aren’t important to us is a huge waste. One way to evaluate purchases to make sure we’re putting our hard-earned money to good use: The $1 per use rule.

Never Take The Full Amount Offered To You In A Loan

If you’ve ever applied for a student loan, a car loan or a home loan, you know that financial institutions will give you a total amount of money that they will lend you and let you shop around from there. Remember, you don’t have to take all of the money offered.

When Smart Personal Finance Habits Become Just Stupid

When you start getting your finances in order, it’s exciting. You see the basic concepts and rules of personal finance in action, and, after a while, they start to pay off. This makes it easy to become a personal finance devotee. But even the best financial advice can become counterproductive.

Know Where Your Money Goes During A Kitchen Remodel To Keep Costs Down

The average cost of a major kitchen remodel is $US56,768, according to Remodeling Magazine. You could possibly control costs during your remodel by knowing where the money goes and how your choices affect the final cost.

10 Strategies For Handling The Stress Of A Financial Crisis

When that moment comes when you realise that you need to make major changes in your life, it’s incredibly stressful. Often, it’s the culmination of a lot of minor stresses building up to one big breaking point, and then suddenly everything rushes through, creating a tidal wave of worry and fear and stress.

Reclaim Your Financial Life With This 14-Day Plan

The first step is always the hardest. That applies to overhauling your financial life just as much as walking. This plan breaks down how to get a handle on your finances into a 14-day, step-by-step plan.

Personalise Your Debt To Motivate Yourself To Pay It Off

When you’re racking up debt, you know exactly what it is you want to spend your future money on. When it’s time to pay it off, however, it’s just one big number. To help motivate you to pay off your debt, remind yourself what you bought with it in the first place.

Focus On 'Quick Wins' To Stay Motivated With Financial Goals 

Money is about maths, but personal finance has everything to do with mindset. Chances are, if you want to stick to a financial goal, you’ll have to tackle your own emotions at some point. Stay motivated by focusing on “quick wins”.

The Home Improvement Disasters That Can Wreck Your Budget

If there’s one common theme running throughout every home improvement project, it’s this: unforeseen changes and their (possibly hefty) expenses will happen. Here are some home improvement surprises you should beef up your budget for.

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