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Negotiate Monthly Payments To Deal With A Debt Collector

When a debt collector calls, it can ruin your day. You probably know how much you owe and it’s intimidating to think about paying it off all at once. Rather than ignore that call, try to negotiate a monthly payment option.

Track How Long It Would Take To Buy Your Time To Improve Your Savings

For most of us, saving is something we do because we know we should. Perhaps it’s because we want to retire. A better way to think of it, however, is purchasing time. The more money you save, the more you can buy your own time back.

Find A Reliable Financial Planner By Asking How They Get Paid

We’re fans of DIY money management, but there are times in your life that it might make sense to hire a financial planner. If you do, Certified Financial Planner Jeff Rose suggests asking them one simple question: “How do you get paid?”

Five Best Budget HDTVs

A great HDTV doesn’t have to break the bank. Sure, you could spend thousands on a panel, but a cheap model will still get you a large screen with great picture quality, solid features and all the connectivity options you require, while still being thin and trim. This week we’re looking at five of the best budget sets; all well under $1000.

Budget According To Your Own Priorities, Not Someone Else's

When it’s time to whip our finances into shape, we often look to others to make sure we’re on the right track. Comparing your situation to someone else’s can give an idea of what yours should look like, sure. But as writer Carl Richards reminds us, this can backfire too.

Keep Your Budget Intact By Preparing For These Three Common Pitfalls

Sticking to a budget is more than just keeping your spending under control. Yes, that’s important, but unexpected financial pitfalls can completely blindside you and wreck your budget too. These fall under three basic categories.

This Real-Time Calculator Shows How Long It Takes You To Earn Things

If you’ve ever wondered how much time it takes for you to earn enough to buy a burger, TV, or even a home on your current salary, this calculator shows you in real-time.

Your Budget Will Probably Fail Occasionally, And That's OK

One of the first things most adults have to do in their financial lives is set a budget. You were probably taught this from a parent, teacher, or even a friendly neighbourhood website. One lesson you might have missed: budgets fail. And that’s OK.

Peeling Back The Layers Of Personal Finance Success

One of the most interesting things I’ve found over the years of writing about personal finance, charting my own financial progress and changes, and talking with countless readers is that personal finance is a lot like an onion. An onion? Yep, it’s all about layers.

How Did You Stay Motivated During A Job Loss?

Even when you see it coming, a job loss can be devastating. You go through the emotional process of changing up your routine, and if that’s not enough the hunt for a new job can really take a toll. If you’ve been there, how did you stay motivated?

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