budgeting

How To Program Your Mind To Stop Buying Crap You Don't Need

We all buy things from time to time that we don’t really need. It’s OK to appeal to your wants every once in a while, as long as you’re in control. If you struggle with clutter, impulse buys and buyer’s remorse, here’s how to put your mind in the right place before you even set foot in a store.


Create Multiple Streams Of Income In Case You Lose Your Job

No matter how secure you feel your job and industry are, there is always a chance things could go south. Take the time now to create multiple sources of income in case your main one is cut off in the future.


Don't Rush To Combine Finances In A Relationship 

There are plenty of valid reasons to combine finances. It can make budgeting easier. It can be part of the commitment that comes with a serious relationship. But joining finances too soon can be problematic too.


Raise Kids That Aren't Spoiled With Money Lessons On Spending Limits

We teach kids about money because we want them to grow up to be financially responsible, smart adults. Forbes points out there’s another big benefit: keeping kids from getting spoiled.


Reframe Spending Money As 'Making Choices' To Save More Of It

Every time you spend money, you’re making a decision. Maybe you made the decision in the past, or maybe you remake it every day, but every dollar spent is a choice. If you want to save money, pay attention to those choices rather than just the price.


When To Consider Separating Finances In A Relationship

It’s assumed that when you marry or live with someone, you combine finances. That works for a lot of couples, but not all of them. In some scenarios, keeping your finances separate might be a better option.


Plan Faster Meals, Not Just Cheap Ones, To Save Money While Cooking

Cooking at home can save you plenty of money over eating out. If you’re trying to break the fast food habit, plan the meals that don’t take much time, or you’ll be right back in the drive-thru.


The Most Important Personal Finance Rules Never Change

We talk a lot about personal finance. And while there are always new ways of thinking about your budget, you can always quickly identify the rules that matter most: they’re the ones that don’t change.


How Being Too Open About Money Can Backfire

When something is considered taboo, it’s hard to learn much about it. Money is a good example of this, and discussing it more openly is a good thing. But like most good things, too much of it can backfire. LearnVest explains how being too candid about money can be problematic.


Tough Money Questions Kids Ask, And How To Reply

Kids can ask some awkward questions about money. To teach them healthy financial habits, you want to give them the best answers, but those answers aren’t always obvious. Here are some common money questions kids ask, and how you can best reply to them.