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	<title>Lifehacker Australia &#187; budgeting</title>
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	<link>http://www.lifehacker.com.au</link>
	<description>tips and downloads to help you at work and play</description>
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		<title>Ditch The &#8220;Fake It Until You Make It&#8221; Mentality Concerning Wealth</title>
		<link>http://www.lifehacker.com.au/2009/10/ditch-the-fake-it-until-you-make-it-mentality-concerning-wealth/</link>
		<comments>http://www.lifehacker.com.au/2009/10/ditch-the-fake-it-until-you-make-it-mentality-concerning-wealth/#comments</comments>
		<pubDate>Sat, 03 Oct 2009 21:30:00 +0000</pubDate>
		<dc:creator>Azadeh Ensha</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=343035</guid>
		<description><![CDATA[You can&#8217;t judge a book by its cover. You know this if you&#8217;ve watched a fancy vehicle pull up to a much-less fancy-abode. The takeaway lesson? Being rich and appearing rich are two very different things.
Photo by AMagill.
As money blog The Simple Dollar states, many people choose the appearance of wealth even though that will [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Make Your Budget Easier to Grasp with Targeted Accounts</title>
		<link>http://www.lifehacker.com.au/2008/05/make_your_budget_easier_to_grasp_with_targeted_accounts-2/</link>
		<comments>http://www.lifehacker.com.au/2008/05/make_your_budget_easier_to_grasp_with_targeted_accounts-2/#comments</comments>
		<pubDate>Sun, 18 May 2008 22:00:00 +0000</pubDate>
		<dc:creator>Kevin Purdy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/05/19/make_your_budget_easier_to_grasp_with_targeted_accounts-2.html</guid>
		<description><![CDATA[Personal Finance blog Funny About Money tweaks the concept of a &#8220;freedom account&#8221;&#8212;a single stash for irregular-but-common expenses like car repair and clothing&#8212;and comes up with targeted accounts. That means opening up a money market or similar small account for each kind of expense, based on how often it occurs, rather than track a bunch [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Build a Dead-Simple Budget with a Shoebox</title>
		<link>http://www.lifehacker.com.au/2008/04/build_a_deadsimple_budget_with_a_shoebox-2/</link>
		<comments>http://www.lifehacker.com.au/2008/04/build_a_deadsimple_budget_with_a_shoebox-2/#comments</comments>
		<pubDate>Fri, 25 Apr 2008 13:50:00 +0000</pubDate>
		<dc:creator>Kevin Purdy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[how-to]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/04/25/build_a_deadsimple_budget_with_a_shoebox-2.html</guid>
		<description><![CDATA[The Simple Dollar personal finance blog delves into household budgeting&#8212;something more of us should do, but are kept away from by fear of spreadsheets, math, and undue time commitments. Blogger Trent&#8217;s solution is simple and reliable, however, and takes only a willingness to collect paper and toss it in a shoe box. Collect one to [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/04/build_a_deadsimple_budget_with_a_shoebox-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Build a Responsible Budget with the 60% Solution</title>
		<link>http://www.lifehacker.com.au/2008/04/build_a_responsible_budget_with_the_60_solution-2/</link>
		<comments>http://www.lifehacker.com.au/2008/04/build_a_responsible_budget_with_the_60_solution-2/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 18:00:00 +0000</pubDate>
		<dc:creator>Adam Pash</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[students]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/04/17/build_a_responsible_budget_with_the_60_solution-2.html</guid>
		<description><![CDATA[Despite the content of his site, financial blogger J.D. Roth isn&#8217;t a budgeter&#8212;opting instead to follow what he calls a &#8220;spending plan.&#8221; But in the wake of some financial changes, he&#8217;s decided it&#8217;s time to build his first budget. His choice and suggestion for anyone looking to set up their first real budget is called [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Stick to Your Budget with &#8220;Reverse Credit&#8221;</title>
		<link>http://www.lifehacker.com.au/2008/04/stick_to_your_budget_with_reverse_credit-2/</link>
		<comments>http://www.lifehacker.com.au/2008/04/stick_to_your_budget_with_reverse_credit-2/#comments</comments>
		<pubDate>Tue, 08 Apr 2008 23:00:00 +0000</pubDate>
		<dc:creator>Gina Trapani</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/04/09/stick_to_your_budget_with_reverse_credit-2.html</guid>
		<description><![CDATA[One way to save up for large purchases is to buy yourself gift cards in small increments in advance, says a reader at personal finance blog Get Rich Slowly. So if you&#8217;re saving up for an iPhone, for instance, buy yourself a $20 gift card to the Apple store every few weeks.  Editor J.D. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Use a Separate Debit Card to Control Spending</title>
		<link>http://www.lifehacker.com.au/2008/04/use_a_separate_debit_card_to_control_spending-2/</link>
		<comments>http://www.lifehacker.com.au/2008/04/use_a_separate_debit_card_to_control_spending-2/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 13:08:00 +0000</pubDate>
		<dc:creator>Kevin Purdy</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/04/05/use_a_separate_debit_card_to_control_spending-2.html</guid>
		<description><![CDATA[Ramit at I Will Teach You To Be Rich shares a system his friend uses to set a firm amount of discretionary spending each month and then not spend more. It&#8217;s a take on the &#8220;cash in envelopes&#8221; system (represented digitally in programs like Budget, and it&#8217;s just as grok-able&#8212;when the money&#8217;s gone for the [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/04/use_a_separate_debit_card_to_control_spending-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Give your financial wellbeing a checkup with 20 questions</title>
		<link>http://www.lifehacker.com.au/2008/03/20_questions_to_give_your_rela/</link>
		<comments>http://www.lifehacker.com.au/2008/03/20_questions_to_give_your_rela/#comments</comments>
		<pubDate>Fri, 14 Mar 2008 06:10:00 +0000</pubDate>
		<dc:creator>Sarah Stokely</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/03/14/20_questions_to_give_your_rela.html</guid>
		<description><![CDATA[Rather than just crunching numbers and spitting out a budget, The Simple Dollar blog suggests taking a step further back to examine your relationship to money.The article offers up 20 thought-provoking questions and suggests using a journal to record your responses and thoughts:
&#8220;it’s almost like self-therapy &#8211; you’re digging through the relationship
you’ve built up with [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/03/20_questions_to_give_your_rela/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Money While Spending Freely with Reverse Budgeting</title>
		<link>http://www.lifehacker.com.au/2008/02/save_money_while_spending_freely_with_reverse_budgeting-2/</link>
		<comments>http://www.lifehacker.com.au/2008/02/save_money_while_spending_freely_with_reverse_budgeting-2/#comments</comments>
		<pubDate>Thu, 07 Feb 2008 23:00:00 +0000</pubDate>
		<dc:creator>Adam Pash</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/02/08/save_money_while_spending_freely_with_reverse_budgeting-2.html</guid>
		<description><![CDATA[Weblog fivecentnickel makes budgeting simple by practicing the art of &#8220;reverse budgeting&#8221;. The upshot: Rather than setting precise budgeting constraints by category, reverse budgeting sets apart a specific amount for saving and the rest is all fair game for spending. If you&#8217;ve dabbled with lots of different budgeting systems but always end up abandoning your [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/02/save_money_while_spending_freely_with_reverse_budgeting-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Cope with Frugality Burnout</title>
		<link>http://www.lifehacker.com.au/2008/02/cope_with_frugality_burnout-2/</link>
		<comments>http://www.lifehacker.com.au/2008/02/cope_with_frugality_burnout-2/#comments</comments>
		<pubDate>Mon, 04 Feb 2008 23:00:00 +0000</pubDate>
		<dc:creator>Adam Pash</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[how-to]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/02/05/cope_with_frugality_burnout-2.html</guid>
		<description><![CDATA[If budgeting was at the top of your 2008 resolutions, you&#8217;ve probably reached that one-month burnout point where you&#8217;re beginning to wonder if you can keep up the penny-pinching. Weblog Get Rich Slowly suggests several ways of coping with frugality burnout so you don&#8217;t fall of the thrift wagon. For example:
Don&#8217;t try to do it [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2008/02/cope_with_frugality_burnout-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do You Teach Your Children About Money?</title>
		<link>http://www.lifehacker.com.au/2008/01/how_do_you_teach_your_children_about_money-2/</link>
		<comments>http://www.lifehacker.com.au/2008/01/how_do_you_teach_your_children_about_money-2/#comments</comments>
		<pubDate>Sun, 20 Jan 2008 22:00:30 +0000</pubDate>
		<dc:creator>Tamar Weinberg</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ask the readers]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[parenting]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/tips/2008/01/21/how_do_you_teach_your_children_about_money-2.html</guid>
		<description><![CDATA[The earlier you learn solid money management skills, the better off you&#8217;ll be.  If you&#8217;re a parent and money is on your child&#8217;s mind, it&#8217;s best to teach them before they exhaust their savings.  The PAYjr Education Center proposes that you start teaching your child about money as soon as they&#8217;re young enough [...]]]></description>
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		<slash:comments>1</slash:comments>
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