We all have a friend or family member who can’t seem to grasp the idea of budgeting. It can be difficult to intervene and teach simple budgeting skills without breaking the bond of friendship. We’ll outline the ways you can teach budgeting by creating an expense report, cutting those expenses down, and then help them monitor the budget. More »
A solid financial plan can be the difference between achieving financial success and living pay to pay. Here’s how to create a concrete plan for the next five years that’s actionable and may be easier to stick to. More »
One of the common problems with finance software is that it needs to link with your bank account to give you useful financial information. If the thought of authorizing another webapp to see your financial data makes you queasy, try Spendful, a new service that offers transaction tracking and budgeting tools to help you figure out where your money is going, just without the link to your bank. More »
The realisation hit my wife and I like a tonne of bricks. With a mixture of fear and disbelief, we turned to each other: “Oh no. we’re being…responsible?” For the first time ever, we craved furthering our house deposit much more than the expense of a trip away. It’s a major switch, and I didn’t see it coming. More »
