Banks have generally fallen over themselves to release iOS apps, but have taken longer to find some Android love. Now NAB has followed St George to the Android party.
Despite how simple the process can be, most of us are terrible at saving and paying bills. Here’s a strategy to effectively automate most of your finances to keep you saving and out of late fee trouble.
You might not find Mark Cuban the most agreeable of men, but you can respect his way with holding onto a dollar or two. Forbes asked Cuban about what he’d do if $US100,000 fell suddenly into his lap.
Close to home, your choice of ATM is likely to be heavily influenced by whether you can use it for free. Overseas, you’ll probably get slugged with a fee no matter which machine you use, so you might as well opt for convenience. ATM Hunter helps you find the nearest ATM by entering an address or using your GPS.
iOS: If you truly dislike having to deal with cheques, you’re in luck — at least if you like PayPal. The payment platform’s iPhone app can now deposit cheques after you sign and snap a picture.
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Last year we showed you how to spot an ATM card skimmer. Thieves have increased their efforts and are now using tiny pinhole cameras to capture your PIN number too. Keep the keypad covered to increase security.
If you need a new laptop or should really start saving for your wedding or anything else, try SmartyPig. It’s a legit online savings account, but it’s focused on motivating you to save for your big purchase or event.
There’s nothing wrong with dipping into your savings account when you need to, but if you’re prone to doing it a bit too often, using certain kinds of accounts can help deter you from going to them more than necessary.
