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	<title>Lifehacker Australia &#187; Money</title>
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	<link>http://www.lifehacker.com.au</link>
	<description>tips and downloads to help you at work and play</description>
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		<title>Fraudsters Hitting Self-Managed Super Funds</title>
		<link>http://www.lifehacker.com.au/2009/11/fraudsters-hitting-self-managed-super-funds/</link>
		<comments>http://www.lifehacker.com.au/2009/11/fraudsters-hitting-self-managed-super-funds/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 04:00:25 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[security]]></category>
		<category><![CDATA[superannuation]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=346447</guid>
		<description><![CDATA[
Scams hitting Internet banking are pretty common (and quite easy to recognise), but online criminals will have a go at any potential source of income. The latest target? Self-managed superannuation funds.
A newsletter on tax crime from the Australian Taxation Office contains a stark warning to people running their own super funds:
Identity thieves are using other [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/fraudsters-hitting-self-managed-super-funds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why A 3% Pay Rise Isn&#8217;t All Bad News</title>
		<link>http://www.lifehacker.com.au/2009/11/why-a-3-pay-rise-isnt-all-bad-news/</link>
		<comments>http://www.lifehacker.com.au/2009/11/why-a-3-pay-rise-isnt-all-bad-news/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 02:00:45 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[career]]></category>
		<category><![CDATA[loaded]]></category>
		<category><![CDATA[salary]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=346349</guid>
		<description><![CDATA[The average growth in pay for a typical Aussie worker over the past year is under 3%. That makes careful financial planning essential, but there should be light at the end of the tunnel if you&#8217;re patient.
Picture by euromagic
Figures released this week by the Melbourne Institute show that total pay growth in the 12 months [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/why-a-3-pay-rise-isnt-all-bad-news/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Coles Shrinks Online Delivery Windows</title>
		<link>http://www.lifehacker.com.au/2009/11/coles-shrinks-online-delivery-windows/</link>
		<comments>http://www.lifehacker.com.au/2009/11/coles-shrinks-online-delivery-windows/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 23:52:08 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=346357</guid>
		<description><![CDATA[Small but useful bit of news from the Coles Online Twitter feed: the supermarket is shrinking its delivery window from four hours to three without charging extra for the privilege. Given that online delivery often equates to &#8220;time poor&#8221;, that&#8217;s a handy change. (Coles also offers to-your-bench delivery.) [Coles]
]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/coles-shrinks-online-delivery-windows/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Give &#8220;Experience&#8221; Gifts This Christmas If You&#8217;re Low On Cash</title>
		<link>http://www.lifehacker.com.au/2009/11/give-experience-gifts-this-christmas-if-youre-low-on-cash/</link>
		<comments>http://www.lifehacker.com.au/2009/11/give-experience-gifts-this-christmas-if-youre-low-on-cash/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 23:30:00 +0000</pubDate>
		<dc:creator>Sarah Rae Trover</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[gifts]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=346121</guid>
		<description><![CDATA[ With excess cash in short supply these days, no-one wants to feel like a gift given is unappreciated. Ensure the people on your gift-giving list enjoy themselves by giving an experience instead of stuff.
Photo by aaronjacobs
Money-wise weblog The Simple Dollar suggests experience-based gift-giving is not only easier on the wallet, but will create a [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/give-experience-gifts-this-christmas-if-youre-low-on-cash/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What OS Visitors To Australia Need To Know About Tax</title>
		<link>http://www.lifehacker.com.au/2009/11/what-os-visitors-to-australia-need-to-know-about-tax/</link>
		<comments>http://www.lifehacker.com.au/2009/11/what-os-visitors-to-australia-need-to-know-about-tax/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 02:30:01 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=345698</guid>
		<description><![CDATA[Many Aussies are confused by our ever-changing local tax rules, so it&#8217;s no wonder visiting workers can find the experience unnerving. The ATO has a helpful guide to how tax rules apply to visitors working in Australia.
Along with explaining the basic rates and key dates, the guide points out a few useful rules even residents [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/what-os-visitors-to-australia-need-to-know-about-tax/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>eBay Tightening Up Jewellery Policies</title>
		<link>http://www.lifehacker.com.au/2009/11/ebay-tightening-up-jewellery-policies/</link>
		<comments>http://www.lifehacker.com.au/2009/11/ebay-tightening-up-jewellery-policies/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 01:00:27 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[auctions]]></category>
		<category><![CDATA[ebay]]></category>
		<category><![CDATA[jewellery]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=345805</guid>
		<description><![CDATA[From January 5, eBay will begin enforcing stricter policies around selling jewellery. The big change is that the Fine Jewellery category will be restricted to stuff set in a precious metal and with unaltered natural stones. Something to remember when you&#8217;re flogging off Nanna&#8217;s wedding gear. Picture by auntiep [eBay]
]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/ebay-tightening-up-jewellery-policies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lower Your Out-of-Pocket Medical Costs By Asking</title>
		<link>http://www.lifehacker.com.au/2009/11/lower-your-out-of-pocket-medical-costs-by-asking/</link>
		<comments>http://www.lifehacker.com.au/2009/11/lower-your-out-of-pocket-medical-costs-by-asking/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 16:30:00 +0000</pubDate>
		<dc:creator>Sarah Rae Trover</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=345814</guid>
		<description><![CDATA[Even if you&#8217;ve got health insurance, a bill with your name on it can still end up in your letter box after a visit to the doctor. Stacy Johnson, author of the book Life or Debt, shares how to lessen your out-of-pocket cost.
Photo by Brittany G
Doctors, like any other business, depend on your patronage to [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/lower-your-out-of-pocket-medical-costs-by-asking/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Hit Up The Markets When Cooking For One</title>
		<link>http://www.lifehacker.com.au/2009/11/hit-up-the-markets-when-cooking-for-one/</link>
		<comments>http://www.lifehacker.com.au/2009/11/hit-up-the-markets-when-cooking-for-one/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 12:30:00 +0000</pubDate>
		<dc:creator>Kevin Purdy</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[cooking]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=345808</guid>
		<description><![CDATA[Supermarkets are full of deals involving two-for-one, 30 per cent more, family sizes and other bulk deals. None of that helps though if the food goes to waste. The Washington Post suggests the markets and creativity for single cooks.
Photo by Ed Yourdon.
The article is framed around a farmers&#8217; market tour with Judith Jones, the literary [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/hit-up-the-markets-when-cooking-for-one/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bargain Hunters Need Some Common Sense</title>
		<link>http://www.lifehacker.com.au/2009/11/bargain-hunters-need-some-common-sense/</link>
		<comments>http://www.lifehacker.com.au/2009/11/bargain-hunters-need-some-common-sense/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 01:30:45 +0000</pubDate>
		<dc:creator>Angus Kidman</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[au]]></category>
		<category><![CDATA[dell]]></category>
		<category><![CDATA[loaded]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=345726</guid>
		<description><![CDATA[There&#8217;s nothing more satisfying than scoring a too-good-to-be-true deal online &#8212; and there are few things more annoying than finding out that the deal isn&#8217;t going to happen. However, it&#8217;s still important to keep a sense of proportion about these things.
Picture by seabird
Our posts last week and this week about Dell offering a Linksys WRT610N [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/bargain-hunters-need-some-common-sense/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Use Your Net Worth As A Psychological Carrot To Motivate Saving</title>
		<link>http://www.lifehacker.com.au/2009/11/use-your-net-worth-as-a-psychological-carrot-to-motivate-saving/</link>
		<comments>http://www.lifehacker.com.au/2009/11/use-your-net-worth-as-a-psychological-carrot-to-motivate-saving/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 23:00:00 +0000</pubDate>
		<dc:creator>Adam Pash</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.lifehacker.com.au/?p=345725</guid>
		<description><![CDATA[Saving for the future is important, but it&#8217;s hard to stay motivated if you don&#8217;t have something concrete to measure your progress. Personal finance weblog The Simple Dollar details how to keeps score &#8212; and stay motivated &#8212; by tracking net worth.
Photo by pfala.
 Keeping score is an easy way for me to know how [...]]]></description>
		<wfw:commentRss>http://www.lifehacker.com.au/2009/11/use-your-net-worth-as-a-psychological-carrot-to-motivate-saving/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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