You don't learn everything about money at once. Most of us take a series of steps in the right direction until we finally feel in control of our finances. If you're not sure what steps to take, Credit.com has a monthly guide to help you get started.
Hump day (AKA Wednesday) is arguably the most boring day of the week. So why not liven things up by grabbing one of these nifty online bargains? Deals that caught our eye this week include: get 20% off select products at eBay, Back To School deals from Officeworks and Microsoft, get six months of free Netflix via Telstra TV.
If TV manufacturers can be believed, curved panels are capable of drawing the viewer into the image in a way flatscreens don't. While once exclusive to cashed up videophiles, the technology is finally becoming affordable to mainstream consumers. At the introductory price of $749, the Kogan 55" 4K Curved LED TV is the cheapest we've seen by a huge margin. Let's take a look at the specs.
The sooner we learn about money, the more time we have to develop solid financial habits. An pocket money is a good opportunity to teach kids how money works. Over at the Penny Hoarder, one father explains how he uses an "allowance contract" to teach his kids to negotiate salary.
The snowball method is the best way to pay down your debt. If you're sceptical and want to see how it will work, this spreadsheet will calculate exactly how long it will take to be debt free.
It's hard enough to stick with goals you want to accomplish, but sometimes we make goals we're not even thrilled about in the first place. We set resolutions based on what we're supposed to do, or what others think we're supposed to do, rather than what really matters to us. This makes it nearly impossible to stick to the goal.
I have a little note that I continuously update and save (using Evernote) that's full of little tips and strategies that I learn about or think about and want to include in a post at some point. Eventually, I wind up with a big collection of them. Here are eight of those ideas, little strategies for shopping so that you'll spend less money and wind up with fewer things that you don't really need.
There are nearly limitless ways to make money in your spare time. If you want to get a better job, though, make sure that your side hustle is helping you get there.
More than 20,000 shoppers complained to the Australian Competition and Consumer Commission about consumer guarantees in 2016, with more than a quarter reporting problems returning electronics and whitegoods to retailers.
As the Christmas period ends and Boxing Day sales wind down, the ACCC is reminding shoppers they have automatic guarantee rights that a product will work for a reasonable period of time under the Australian Consumer Law.
Web/iOS/Android: Most mortgage calculators will tell you how much your monthly payment will be or even how much total interest you'll pay each month compared to the principal. This calculator shows you that, but it includes more detailed information on how much you'll pay over time, too.
Credit card minimum payments are designed to keep you in debt for a long time. The more you pay each month, obviously, the quicker you'll be debt-free. To put a timeline on it, check out this chart from Business Insider. It tells you how long it will take to pay off your debt, depending on how much you pay every month.
Making New Year's resolutions is tricky in the first place. Do you start out small with something you know you can achieve consistently without really pushing yourself out of your comfort zone, or do you go all out and hope that willpower alone will drag you through? In other words, do you make a resolution to catch the train to work a little more instead of driving, or do you make a resolution to take a holiday every month and pack on 20 kilos of muscle at the gym before the next year is out?
There's a massive amount of paperwork you have to send over when you apply for a mortgage. Before your loan is officially approved, one false move could stall the process and lead to even more paperwork. Credit.com points out a few factors that can hold up your approval.